Independent, not tied to one carrier
No single insurance company signs our paycheck. We compare plans across several carriers and say plainly when your current coverage already beats the alternatives.
About us
The Villages Senior Insurance is a local, independent agency built on one idea: seniors in Central Florida deserve straight answers about their coverage from someone they can reach by phone, not a script.
We work with people turning 65, retirees leaving an employer plan, and anyone who suspects their current coverage no longer fits. We handle Medicare and final expense coverage and nothing else, so we stay sharp on both.

No single insurance company signs our paycheck. We compare plans across several carriers and say plainly when your current coverage already beats the alternatives.
We track which local clinics and hospital systems sit inside which networks, including UF Health The Villages Hospital, AdventHealth Waterman, and the smaller clinics around them.
Our time doesn't cost you a dime. Carriers pay us the same no matter which plan you choose, so there's nothing pushing us toward any one answer.
Bring the names of the physicians and specialists you want to keep. Network access is the top reason people end up regretting a plan switch.
We check your exact medication list, doses and all, against the drug formularies sold in your ZIP code.
Premium, deductible, copays and a realistic yearly out-of-pocket total for each option, Advantage and Supplement both.
Keeping what you have is a perfectly fine outcome. We'll still be here at next year's enrollment either way.
We answer our own phone
Call 352-648-8840 weekdays 8:30am to 5:30pm. You'll reach an advisor, not a call queue.
Advantage vs. Supplement, turning 65, and the ZIP codes we cover.
Read Medicare in The Villages, FL →Burial coverage with fixed premiums for The Villages families.
Read Final Expense Insurance →Call, or leave a few details and we'll follow up the same business day.
Read Contact us →Free, independent, no obligation, whether you enroll with us or not.