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About us

About The Villages Senior Insurance

The Villages Senior Insurance is a local, independent agency built on one idea: seniors in Central Florida deserve straight answers about their coverage from someone they can reach by phone, not a script.

We work with people turning 65, retirees leaving an employer plan, and anyone who suspects their current coverage no longer fits. We handle Medicare and final expense coverage and nothing else, so we stay sharp on both.

  • Independent Medicare and final expense advisors
  • Serving The Villages plus all of Sumter, Lake and Marion County
  • Free plan check-ins every year
Town square in The Villages, Florida, the community The Villages Senior Insurance serves

How we work

Independent, not tied to one carrier

No single insurance company signs our paycheck. We compare plans across several carriers and say plainly when your current coverage already beats the alternatives.

Local to Sumter, Lake and Marion County

We track which local clinics and hospital systems sit inside which networks, including UF Health The Villages Hospital, AdventHealth Waterman, and the smaller clinics around them.

No cost, no pressure

Our time doesn't cost you a dime. Carriers pay us the same no matter which plan you choose, so there's nothing pushing us toward any one answer.

What a review with us looks like

  1. 1

    We start with your doctors

    Bring the names of the physicians and specialists you want to keep. Network access is the top reason people end up regretting a plan switch.

  2. 2

    Then your prescriptions

    We check your exact medication list, doses and all, against the drug formularies sold in your ZIP code.

  3. 3

    Then the numbers, side by side

    Premium, deductible, copays and a realistic yearly out-of-pocket total for each option, Advantage and Supplement both.

  4. 4

    You decide, we handle the paperwork

    Keeping what you have is a perfectly fine outcome. We'll still be here at next year's enrollment either way.

We answer our own phone

Call 352-648-8840 weekdays 8:30am to 5:30pm. You'll reach an advisor, not a call queue.

Who we help

  • Seniors turning 65 in The Villages and across Sumter, Lake and Marion County
  • Retirees leaving employer group coverage
  • People whose plan benefits changed for the new year
  • Families planning ahead for funeral costs
  • Caregivers sorting out coverage for a parent

Talk with a local advisor who knows The Villages

Free, independent, no obligation, whether you enroll with us or not.